Obtaining a copy of your credit file in preparation of any new lending application is a good step to see how lenders will view your current and past credit performance.
You can obtain a multi agency credit report from Check my file via the link below which shows the data held about you with Equifax, Experian and TransUnion in 1 report.
Try it FREE for 30 days, then £14.99 a month - cancel anytime by Freephone or online
Or you can also access individual reports free from:
• ClearScore, offers you access to your credit report free for life through Equifax
• Credit Karma offers you access to your credit report free for life through TransUnion
Leanna Summers T/A Summers Mortgage & Insurance Services (FCA number 972692) is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We don't charge you a fee for our mortgage advice or submitting an application for most mortgages on your behalf.
Fees typically £395, are only charged when submitting an application for Buy to Let, debt consolidation and non-standard applications however the actual fee will depend on your circumstances.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.
not all buy to let mortgages are regulated by the financial conduct authority. your property may be repossessed if you do not keep up repayments on the mortgage.
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